This Could Happen to You and Your Family
I just got home from work at 5:30 PM on April 8, 2012. It has been raining since March 24. The ground is saturated. The Susquehanna River is at flood stage. I was in the upstairs bedroom changing my clothes. The dog and cat were playing down stairs in the dinning room. The wind picked up and is blowing at about 35 miles and hour. Suddenly, I started hearing a low rumble. I could not figure out what it was. Then the house started shaking violently, throwing me up in the air and down to the floor. I manage to get myself on the bed. But the bed started flying up in the air and down to the floor.
Suddenly, the ceiling started coming down. The bedroom wall started collapsing into the yard and the bedroom floor started tilting toward the street. As the bed continued to bounce up and down, the room started to fall into the yard. As the bed hit the yard with me in it, the bouncing stopped. I got up off the ground and notice my house was no longer standing. I looked around and no house was standing. My cat came out of the rubble and ran over to me. The dog was trapped in the rubble. The area was very quiet. I can hear people screaming and crying in every direction. Then I can hear people saying please help me, my children are trapped. I pulled my cell phone out of my shirt to call 911. My cell phone was dead. I looked down the street hoping to see the police. I saw no cars moving. Then it hit me, we are on our own in this neighborhood.
This was the big catastrophic Earth Quake that hits this area every 250 years. All the bridges across the Susquehanna from Harrisburg to Columbia are down with hundreds of cars full of people in the river. The river bed under Lady Liberty rose 20 feet. Blue Mountain and Second Mountain collapse due to the rain and fall into the Susquehanna River, Route 322, and Route 11/15. Both events caused the Susquehanna River to damn up. The river backed up into the Juniata and the two forks of the Susquehanna. These people up river are being flooded out of their homes. About 95% of Harrisburg’s homes and buildings have collapsed with thousands of people trapped inside. Just in the City of Harrisburg, thousands are dead and thousands need medical care.
Three Mile Island had an emergency shut down but a reactor leak is draining the water out of the reactor pool. This could cause a core melt down. Power lines are down all over the area. Gas, Gasoline, and oil storage tanks and lines ruptured. The live electrical wires cause fires all over the area. The wind is fanning the flames and fire is spreading all over the Harrisburg area.
You would think that the federal, state, and county governments would be on the scene in a matter of minutes. But this Earth Quake hit 12 states with the same impact as Harrisburg. All resources, city, county, state, and federal are being strained and it may be days before most people in Harrisburg see any help.
I started thinking about this when my Earth Quake insurance was canceled in 2006. That was my first clue that something was going to happen. Insurance companies don’t take risk when they know something is going to happen. The fact that York and other communities started getting larger and larger quakes was my second clue that the big one is coming. My third clue was when New Orleans received little help from the Federal Government and the state for days after Hurricane Katrina.
I am sorry that I did not act to create a citizen’s disaster recovery organization and no one decided to put together a community emergency program. I am glad that this is still 2008 and it is not too late to enact such a program.
It is up to you to do something about this!
We are due for a big earth quake in this area. They come about every 250 years. The last one changed the course of the Mississippi River. This is why part of the state of Missouri is on the East side of the river today. Here is some other information about local area Earth quakes;
http://www.leo.lehigh.edu/projects/seismic/pennquakes.html
http://earthquake.usgs.gov/regional/states/pennsylvania/history.php
http://earthquake.usgs.gov/regional/states/?region=Pennsylvania
When I moved to this area in 1985, I bought Earth Quake insurance as part of my home owners insurance. I had this insurance until 2006 when I received a letter from my insurance company, telling me that they will no longer sell me this insurance. I went to several other insurance companies, most refused to sell me this insurance. Insurance companies are in the business of taking on the risk of disasters provided that the disaster risk is in their favor. This is why you have life insurance cheap at age 20 but it is very expensive at age 70, if you can get it at all. That is because the insurance company will not stay in business long is they have to pay out for disasters. When they believe a disaster is coming, they will cancel and stop selling policies for that particular disaster. In my case, the risk of disaster is no longer in the insurance companies favor. So my policy was dropped. If you can, get Earth Quake Insurance for your home and property.
The next thing you can do is start preparing your family for an Earth Quake Disaster. Have you and your family look at this short video.
http://www.govlink.org/3days3ways/video/chap1_content.html
Is your home ready for an Earth Quake? Here is more information for your family.
http://www.govlink.org/3days3ways/
What about your pets? Here is information on how to prepare them as well.
http://www.govlink.org/3days3ways/pets.html
Now how about your community? Again, it is up to you. Just remember when it happens, it will be too late to put something in place to help you, your family, your neighbors, and your community. You have to put together plans now. Below is a course from FEMA to help you do just that.
http://www.training.fema.gov/EMIWeb/IS/IS800b.asp
Emergency Management Institute: IS-800.B - National Response Framework
Take this information to your church, temple, association, or club. With their help, put together a plan for disaster response. Put together an organization, get training, and equipment for the coming disaster. Have exercises to see if your plans, organization, and equipment are enough to do the job. Then evaluate your exercise to see where you need improvements.
Next contact your city council, police, or fire department and your county to find out who is in charge of coordinating your organization with the rest of the Emergency Management System. Don’t take this for granted. Your life as well as your family may be in the balance. Only you can make this happen. Send this information to everyone that you know, children, parents, friends, coworkers, and neighbors. Time is running out!
.
Saturday, November 22, 2008
Tuesday, November 18, 2008
The Family of Leaders Dinner
At 7:00 PM on Monday, Nov. 17, 2008, I attended the Family of Leaders Dinner at the Pmega PSI PHI House. That is the place that I call the 20/20 Club. Justin Coleman of the Prudential paid for the gathering. He is also a MLK LDI Scholar. Joseph Robinson, Jr., Executive Director MLK LDI was the Master of Ceremonies. The Honorable Peter Speaks, Esq., of the MLK LDI Steering Committee introduced the speaker for the night.
The speaker was Author Dr. Jarik Conrad. He grew up in the ghetto of East St. Louis. Dr. Conrad came with a presentation, showing how the Harrisburg Community could work together to eliminate poverty in the City. He says that his methods have been tried in other areas of the country with great results. He started out the night by showing pictures of the East St. Louis ghetto. That ghetto, as bad as it is, has fewer robberies than the City of Harrisburg. His message was simple and most of us have heard it many times before.
He talked about the successful people in all aspects of life, working with the young to give them hope and to show them the way. He talked about everyone in the community working together to promote a united way to get a positive program off the ground to change the thinking of the people over a long period of time.
Then he started to lose audience attention little by little. First he said that we all should work with Mayor Reed. He never mentioned that over the past 20 years, Mayor Reed reduced the police force with little or no knowledge of the 14 City Councils that approved his budgets over that period of time. He never mentioned that the Mayor manipulated the public to change City Council every 2 years so that City Council could never figure out that the Mayor was systematically destroying the community.
Toward the end, he said that he met with the Mayor earlier in the day, discussing his ideas with him. The Mayor was not at this event so anything Dr. Conrad said about the Mayor’s reaction to his ideas fell on deaf ears. At the end, Dr. Conrad was presented with a gift from the Mayor. I guess the Mayor could not do that himself or maybe the Mayor had to tell the audience that this man had his seal of approval.
What could have turned out to be a positive night for community building and inspiration was destroyed by the need to make this night about the slave master, Mayor Reed.
The Reed Team Nightmare!
This "Family of Leaders" Dinner was a show to get the Mayor’s name out in front of the Black Community as to get us to think that he supports raising the income and status of our people. On Pennlive today, the Reed Team took time out of their day to attack me for telling the world the truth. Because of this they slipped up and told us more than they wanted us to know. The Mayor and his fat cat friends have been taking us for granted. Here is proof of how Mayor Reed and his people really feel about the City of Harrisburg and its residents. Below is taken from Pennlive. The subject, who are the people attending this dinner;
5217.5.2. Thank you by Wright, 11/18/08 12:58 ET Re: The Family of Leaders Dinner by DLW1, 11/18/08
Northphil. These are people that are in predominately black fraternities and sororities that think they are above any african-american who hasn't pledged one of these organizations. They are elitists.
This is when I replied the following;
5217.5.2.2. So this is how the Mayor's people talk about Black People when they are not in the room. by DLW1, 11/18/08 15:23 ET Re: The Family of Leaders Dinner by DLW1, 11/18/08
So you just insulted the best and the brightest in the Black Community. I am glad it was you not me. You just called the ministarium names as well as the Black middle class of Harrisburg.
Now they can see for themselves why they should not be following the Mayor because this is how you people talk about Black people when they are not in the room.
Thank you. I could not have made a better case than you just did.
Many of these people in the room worked a job while going to college at night. Many of the ministers had to work the streets before they became ministers. Many worked while going to college. Some of these people at the dinner were children who are working hard in school and in the community. The Pennlive people judged them in a negative light because they are trying to help their community.
Here is the reason why the Black Community should vote Mayor Reed out of office. He mismanaged the incinerator and caused hundreds of Millions of Dollars of debt that we as tax payers will have to pay back. The City has already raised our trash pick up, disposal fee, water rates, and sewer line rate because of the Mayor’s incompetence. According to Councilman Dan Miller, Mayor Reed hired his boyfriend to the tune of over $90,000 per year to do nothing all day. The Mayor secretly spent over $30 Million on artifact. We will be lucky to get back half that amount due to the Mayor’s mismanagement of these assets. I plan to tell you more as the election comes closer.
But you have to be ready to vote this man out so that all of Harrisburg can give you better returns to you and your family.
The speaker was Author Dr. Jarik Conrad. He grew up in the ghetto of East St. Louis. Dr. Conrad came with a presentation, showing how the Harrisburg Community could work together to eliminate poverty in the City. He says that his methods have been tried in other areas of the country with great results. He started out the night by showing pictures of the East St. Louis ghetto. That ghetto, as bad as it is, has fewer robberies than the City of Harrisburg. His message was simple and most of us have heard it many times before.
He talked about the successful people in all aspects of life, working with the young to give them hope and to show them the way. He talked about everyone in the community working together to promote a united way to get a positive program off the ground to change the thinking of the people over a long period of time.
Then he started to lose audience attention little by little. First he said that we all should work with Mayor Reed. He never mentioned that over the past 20 years, Mayor Reed reduced the police force with little or no knowledge of the 14 City Councils that approved his budgets over that period of time. He never mentioned that the Mayor manipulated the public to change City Council every 2 years so that City Council could never figure out that the Mayor was systematically destroying the community.
Toward the end, he said that he met with the Mayor earlier in the day, discussing his ideas with him. The Mayor was not at this event so anything Dr. Conrad said about the Mayor’s reaction to his ideas fell on deaf ears. At the end, Dr. Conrad was presented with a gift from the Mayor. I guess the Mayor could not do that himself or maybe the Mayor had to tell the audience that this man had his seal of approval.
What could have turned out to be a positive night for community building and inspiration was destroyed by the need to make this night about the slave master, Mayor Reed.
The Reed Team Nightmare!
This "Family of Leaders" Dinner was a show to get the Mayor’s name out in front of the Black Community as to get us to think that he supports raising the income and status of our people. On Pennlive today, the Reed Team took time out of their day to attack me for telling the world the truth. Because of this they slipped up and told us more than they wanted us to know. The Mayor and his fat cat friends have been taking us for granted. Here is proof of how Mayor Reed and his people really feel about the City of Harrisburg and its residents. Below is taken from Pennlive. The subject, who are the people attending this dinner;
5217.5.2. Thank you by Wright, 11/18/08 12:58 ET Re: The Family of Leaders Dinner by DLW1, 11/18/08
Northphil. These are people that are in predominately black fraternities and sororities that think they are above any african-american who hasn't pledged one of these organizations. They are elitists.
This is when I replied the following;
5217.5.2.2. So this is how the Mayor's people talk about Black People when they are not in the room. by DLW1, 11/18/08 15:23 ET Re: The Family of Leaders Dinner by DLW1, 11/18/08
So you just insulted the best and the brightest in the Black Community. I am glad it was you not me. You just called the ministarium names as well as the Black middle class of Harrisburg.
Now they can see for themselves why they should not be following the Mayor because this is how you people talk about Black people when they are not in the room.
Thank you. I could not have made a better case than you just did.
Many of these people in the room worked a job while going to college at night. Many of the ministers had to work the streets before they became ministers. Many worked while going to college. Some of these people at the dinner were children who are working hard in school and in the community. The Pennlive people judged them in a negative light because they are trying to help their community.
Here is the reason why the Black Community should vote Mayor Reed out of office. He mismanaged the incinerator and caused hundreds of Millions of Dollars of debt that we as tax payers will have to pay back. The City has already raised our trash pick up, disposal fee, water rates, and sewer line rate because of the Mayor’s incompetence. According to Councilman Dan Miller, Mayor Reed hired his boyfriend to the tune of over $90,000 per year to do nothing all day. The Mayor secretly spent over $30 Million on artifact. We will be lucky to get back half that amount due to the Mayor’s mismanagement of these assets. I plan to tell you more as the election comes closer.
But you have to be ready to vote this man out so that all of Harrisburg can give you better returns to you and your family.
Friday, November 14, 2008
Bob Casey and the Bail Out
Dear Mr. Williams:
Thank you for taking the time to contact me regarding the stabilization of the economy and our financial infrastructure. I appreciate hearing from all Pennsylvanians about the issues that matter most to them.
After passage by the United States Senate and the House of Representatives, the Emergency Economic Stabilization Act (EESA) of 2008 was signed into law by the President on October 3, 2008. The Act helps to stabilize our credit markets, protect retirement and pension savings, modify troubled loans and protect taxpayers from paying for Wall Street's mistakes.
This is a time of great economic uncertainty in our Nation's history. For many families in Pennsylvania and throughout the country, the recession has been part of their lives for many months now. In August, the unemployment rate in Pennsylvania went from 5.4% to 5.8%, and for some parts of the state, it went up far more than half a percentage point. We also learned that in the month of August the foreclosure rate in Pennsylvania went up by more than 60% from the previous year. The job loss and foreclosure rates are indicators of the economic trauma that many families have felt in Pennsylvania and across America.
Like you, I am not happy with the current crisis, and I'm angry about the climate of deregulation and deference to Wall Street over the last eight years that got us into this mess. However, failing to act would not only have punished those who brought us to this situation, it would punish everyone.
The EESA provides up to $700 billion to the Secretary of the Treasury to buy mortgages and other assets that are clogging the balance sheets of financial institutions and making it difficult for working families, small businesses and other companies to access credit. After purchasing these assets, the Department of Treasury will hold them until markets for them recover. Treasury would then plan to sell these assets for a profit, recouping most or all of the $700 billion for the benefit of taxpayers.
You should know that Congress significantly improved the original proposal presented by the Bush administration. In the enacted version, executives will be held accountable for their past decisions through limitations on compensation, prohibitions against golden parachutes or excessive retirement packages, and requirements that unearned bonuses be returned. The improved legislation also requires participating companies to provide warrants and other forms of equity so that taxpayers will share in the profits if the stock of these companies goes up as a result of Treasury Department intervention.
The EESA contains several provisions directed at stemming the tide of mortgage foreclosures thereby keeping families in their homes and addressing the root cause which has led to a loss of investor confidence and the freezing of credit markets. It would require the Treasury Department, where possible, to modify troubled loans to help American families keep their homes. It would also expand the HOPE for Homeowners program and require other federal agencies to modify loans that they own or control. To ensure that Treasury did not receive a blank check, the legislation made $250 billion available immediately and requires the President to certify that additional funds are needed. The Treasury must report on the use of the funds and on progress in addressing the crisis. The bill establishes an Oversight Board so that the Treasury cannot act in an arbitrary manner and establishes a special inspector general to protect against waste, fraud and abuse.
The United States is in a financial crisis that could become worse than anything in a generation. In addition, our Nation's problems are already spreading into the global economy. Without continued federal government intervention, there is a real threat to small businesses and jobs, as well as mortgages, pensions and savings.
Enactment of this legislation was just the first in a series of steps we must take to bring about economic recovery. We need to institute rigorous and aggressive regulation of players in the market place in order to prevent the abuses which caused our economic problems.
Again, thank you for sharing your thoughts with me. Please do not hesitate to contact me in the future about this or any other matter of importance to you.
If you have access to the Internet, I encourage you to visit my web site, http://casey.senate.gov/. I invite you to use this online office as a comprehensive resource to stay up-to-date on my work in Washington, request assistance from my office or share with me your thoughts on the issues that matter most to you and to Pennsylvania.
Sincerely,
Bob Casey
United States Senator
Thank you for taking the time to contact me regarding the stabilization of the economy and our financial infrastructure. I appreciate hearing from all Pennsylvanians about the issues that matter most to them.
After passage by the United States Senate and the House of Representatives, the Emergency Economic Stabilization Act (EESA) of 2008 was signed into law by the President on October 3, 2008. The Act helps to stabilize our credit markets, protect retirement and pension savings, modify troubled loans and protect taxpayers from paying for Wall Street's mistakes.
This is a time of great economic uncertainty in our Nation's history. For many families in Pennsylvania and throughout the country, the recession has been part of their lives for many months now. In August, the unemployment rate in Pennsylvania went from 5.4% to 5.8%, and for some parts of the state, it went up far more than half a percentage point. We also learned that in the month of August the foreclosure rate in Pennsylvania went up by more than 60% from the previous year. The job loss and foreclosure rates are indicators of the economic trauma that many families have felt in Pennsylvania and across America.
Like you, I am not happy with the current crisis, and I'm angry about the climate of deregulation and deference to Wall Street over the last eight years that got us into this mess. However, failing to act would not only have punished those who brought us to this situation, it would punish everyone.
The EESA provides up to $700 billion to the Secretary of the Treasury to buy mortgages and other assets that are clogging the balance sheets of financial institutions and making it difficult for working families, small businesses and other companies to access credit. After purchasing these assets, the Department of Treasury will hold them until markets for them recover. Treasury would then plan to sell these assets for a profit, recouping most or all of the $700 billion for the benefit of taxpayers.
You should know that Congress significantly improved the original proposal presented by the Bush administration. In the enacted version, executives will be held accountable for their past decisions through limitations on compensation, prohibitions against golden parachutes or excessive retirement packages, and requirements that unearned bonuses be returned. The improved legislation also requires participating companies to provide warrants and other forms of equity so that taxpayers will share in the profits if the stock of these companies goes up as a result of Treasury Department intervention.
The EESA contains several provisions directed at stemming the tide of mortgage foreclosures thereby keeping families in their homes and addressing the root cause which has led to a loss of investor confidence and the freezing of credit markets. It would require the Treasury Department, where possible, to modify troubled loans to help American families keep their homes. It would also expand the HOPE for Homeowners program and require other federal agencies to modify loans that they own or control. To ensure that Treasury did not receive a blank check, the legislation made $250 billion available immediately and requires the President to certify that additional funds are needed. The Treasury must report on the use of the funds and on progress in addressing the crisis. The bill establishes an Oversight Board so that the Treasury cannot act in an arbitrary manner and establishes a special inspector general to protect against waste, fraud and abuse.
The United States is in a financial crisis that could become worse than anything in a generation. In addition, our Nation's problems are already spreading into the global economy. Without continued federal government intervention, there is a real threat to small businesses and jobs, as well as mortgages, pensions and savings.
Enactment of this legislation was just the first in a series of steps we must take to bring about economic recovery. We need to institute rigorous and aggressive regulation of players in the market place in order to prevent the abuses which caused our economic problems.
Again, thank you for sharing your thoughts with me. Please do not hesitate to contact me in the future about this or any other matter of importance to you.
If you have access to the Internet, I encourage you to visit my web site, http://casey.senate.gov/. I invite you to use this online office as a comprehensive resource to stay up-to-date on my work in Washington, request assistance from my office or share with me your thoughts on the issues that matter most to you and to Pennsylvania.
Sincerely,
Bob Casey
United States Senator
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